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Please read our latest articles on business, finance, financial Advice, insurance, and wealth management.

Investing in your Future

Investing in your future is a term that sound cliched, but what does it actually mean? Financial investment can mean anything from putting your savings into a new business venture, to putting money into stocks and shares to give you a retirement fund. It will be a different process for everyone, depending on how much money you have and how you want your future to look.  The main thing to remember is that financial advice and investment is suitable for everyone. It isn’t just for millionaires. If you are thinking about your future, now might be a good time to contact a financial adviser. They will be able to give you various options for your future, and offer you new…

Financial Investment for your Business

When you invest in your business, you are investing in its future, making it as likely as possible that your business will succeed. A well-timed and managed investment can make a big different to your business, but you are probable an expert in your field, not in finances. This can cause issues when deciding how to use your money wisely. You can choose various levels of investment, from relatively safe ones to high-risk funds. The level of risk correlates with the amount you can get back as well, so if you are willing to risk more, you can also get more back. It’s good business practice to work with a financial adviser, preferably early on in your business career so…

Do you Know What’s in Store for the Future of your Business?

Finances dictate your future, and as such, the future of your business as well. Your finances need to be in order if they are going to provide for you in the future, and give your business what it needs to grow, thrive and develop. It’s not unusual for a business to plod along steadily, then run into some kind of financial trouble, and the director has no kind of backup. You need to begin by understanding the figures. Does your business have a saleable value? Are you protected in the eventuality that you need to sell up? What will happen to your family if you have to withdraw from the business? Once you know the figures, you can start putting…

What are Business Rates?

Business rates are the tax that you will pay on your business property. The payment will be taken by local authorities, and that authority will keep a part of the payment. The rates are set by the government and are applicable to the whole of the UK. They are worked out based on the rental value that the property could achieve. There are two types of business rates – standard and small business rates. The size of your business will determine which category you fall into. Make sure you read all instructions carefully before filling in any information so that you will definitely be paying the correct rates for the size of your business. You may also be entitled to…

Who Uses a Financial Adviser?

Financial advisers are often thought of as a service provider for the rich and famous. Whilst this might be true in some cases – some advisers will only work with high income or net worth individuals – it is certainly not true across the board. Financial advisers are available to anyone wanting to know how to invest or use their money wisely. You should, however, be prepared to pay a generous fee to your financial adviser. These services do not come cheaply, and you should see them as an investment in your future. As more people begin to set up businesses and think about properties and pensions, financial advisory services are becoming more sought after, also pushing up the price.…