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Please read our latest articles on business, finance, financial Advice, insurance, and wealth management.

Financial Investment for your Business

When you invest in your business, you are investing in its future, making it as likely as possible that your business will succeed. A well-timed and managed investment can make a big different to your business, but you are probable an expert in your field, not in finances. This can cause issues when deciding how to use your money wisely. You can choose various levels of investment, from relatively safe ones to high-risk funds. The level of risk correlates with the amount you can get back as well, so if you are willing to risk more, you can also get more back. It’s good business practice to work with a financial adviser, preferably early on in your business career so…

Do you Know What’s in Store for the Future of your Business?

Finances dictate your future, and as such, the future of your business as well. Your finances need to be in order if they are going to provide for you in the future, and give your business what it needs to grow, thrive and develop. It’s not unusual for a business to plod along steadily, then run into some kind of financial trouble, and the director has no kind of backup. You need to begin by understanding the figures. Does your business have a saleable value? Are you protected in the eventuality that you need to sell up? What will happen to your family if you have to withdraw from the business? Once you know the figures, you can start putting…

What are Business Rates?

Business rates are the tax that you will pay on your business property. The payment will be taken by local authorities, and that authority will keep a part of the payment. The rates are set by the government and are applicable to the whole of the UK. They are worked out based on the rental value that the property could achieve. There are two types of business rates – standard and small business rates. The size of your business will determine which category you fall into. Make sure you read all instructions carefully before filling in any information so that you will definitely be paying the correct rates for the size of your business. You may also be entitled to…

Who Uses a Financial Adviser?

Financial advisers are often thought of as a service provider for the rich and famous. Whilst this might be true in some cases – some advisers will only work with high income or net worth individuals – it is certainly not true across the board. Financial advisers are available to anyone wanting to know how to invest or use their money wisely. You should, however, be prepared to pay a generous fee to your financial adviser. These services do not come cheaply, and you should see them as an investment in your future. As more people begin to set up businesses and think about properties and pensions, financial advisory services are becoming more sought after, also pushing up the price.…

Ensuring you have the Correct Business Insurance

As a business, it is essential you have the right type of insurance. It is also important that you check with your employers if you are self-employed, as this will ensure you are definitely covered by the right insurance before beginning work. These are the most common types of business insurance and the reasons for having them: Public liability insurance. This will protect both you and the client if there is an injury or any damage to property. Employers’ liability insurance. Many employers choose to take out this type of insurance to cover legal costs if an employee sues the company. Professional indemnity insurance. This is an important one for your clients, as it can help them recover money lost.…