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Please read our latest articles on business, finance, financial Advice, insurance, and wealth management.

Who Uses a Financial Adviser?

Financial advisers are often thought of as a service provision for the rich and famous. Whilst this might be true in some cases – some advisers will only work with high income or net worth individuals – it is certainly not true across the board. Financial advisers are available to anyone wanting to know how to invest or use their money wisely. You should, however, be prepared to pay a generous fee to your financial adviser. These services do not come cheaply, and you should see them as an investment in your future. As more people begin to set up businesses and think about properties and pensions, financial advice services are becoming more sought after, also pushing up the price.…

Ensuring you have the Correct Business Insurance

As a business, it is essential you have the right type of insurance. It is also important that you check with your employers if you are self employed, as this will ensure you are definitely covered by the right insurance before beginning work. These are the most common types of business insurance and the reasons for having them: Public liability insurance. This will protect both you and the client if there is an injury or any damage to property. Employers’ liability insurance. Many employers choose to take out this type of insurance to cover legal costs if an employee sues the company. Professional indemnity insurance. This is an important one for your clients, as it can help them recover money…

Business in 2018 – Where Will it be Heading?

The world of business has been getting ever stronger. The UK economy is full of small, new businesses that have been able to start up and keep running successfully. This is very positive to see – but is it going to continue into 2018? The main worry for businesses is the political climate. The danger is that people may be too concerned to start a new business in the next few years, as they do not know what is going to happen in Europe. They may continue to have good start up business rates, or it could all change. For bigger businesses, it may be more beneficial to begin moving headquarter out of the UK and into other parts of…

How to Give a Good Pitch for a Business Investment

Persuading someone to invest in your business isn’t necessarily going to be easy. You might have confidence in your business and its performance but if someone is going to invest, they need more than your word. Here are some tips to help you put together a good presentation: Know your business inside out. Have all the facts ready in case you are asked difficult questions. Know your finances. For an investor, this is going to be one of the main areas to ask about. Don’t exaggerate. If you over-emphasise your turnover or you massively overestimate how much your business is worth, you are in danger of coming across as untrustworthy. It is better to be honest. Go prepared. Put in…

Is it Wise to Invest in a Business?

If you have some money to spare, it may be tempted to invest in a business. Usually, as an investor, this will not mean you own and run the business – although it might. You will probably own shares in that business, and the number of shares will depend on the size of your investment and what you have agreed with the managing director of the business. Investment can be a wise decision as the business could become very successful and your shares will become more valuable. You must be prepared for a negative outcome though, as not all businesses succeed. Even if they do succeed eventually, they may not succeed at first, so be prepared to be patient –…