Welcome to Insurance Advisor


Please read our latest articles on business, finance, financial Advice, insurance, and wealth management.

The Benefits of Using Wealth Management Services to Manage Tax

Now that higher income tax rates have been in place for some time, it could be a good time to reassess your strategies and reconsider the implications for you or your business. To do this, you may want to call on the help of a wealth management professional. They will be able to offer you individual advice based on your specific circumstances, and give well-informed, professional guidance. Here are some of the benefits of using wealth management services to help with your tax: Professionals can keep you informed about any changes to tax legislation. They will ensure that you are fully compliant, and don’t get penalised for failing to make any necessary adaptations. They can put together plans for you.…

insurance-451282_1280

Do you Need Life Insurance?

Whilst many people don’t want to have to think about it, life insurance can be important. It can give your family and those who rely on you an assurance of income in the case of your death. Here are some of the key considerations to take into account when thinking about whether you need life insurance: Do you have any dependants? This could include children, partners or other family members who rely on you for financial support. Do you have death in service as part of your employment package? If you do, this may already cover anything that your family needs in the event of your death. Check what exactly the policy entails and make your decision based on the…

loans-710849_1280

Are You Looking For A Loan? Here Is An Alternative To Traditional Financing

Ordinary people have money at their disposal and they can lend to others when they have it in excess of their needs. In this case, they take up the role of banking and other financial institutions. They give loans to people they know and interact with frequently. Traditionally, this type of financing only applied to friends, relatives and colleagues. However, people are now starting to lend each other money even though they do not know each other. It is even possible to do so over the internet. In fact, peer to peer finance is so popular today that many economists and financial experts now refer to it as crowd lending. Here are some of the benefits of this borrowing model.

business-man-1031755_1280

What to Think About When Hiring a Financial Adviser

Financial advisers have to be trustworthy – it’s just not sensible to trust people you’re unsure about with your money. Therefore, you’ll need to begin the hunt to find somebody suitable for your purpose. Here are some tips for success: Take advantage of as much free advice as you can. In certain fields, you might be able to get lots of free advice from the government. Look on relevant websites to see whether your particular field is covered. There should be standard advice as well as details of people to contact for further information. It might also be possible to contact charities who can help you out, so explore all avenues before deciding to pay. Ask around. Many people rely…

medical-563427_1280

Private Medical Insurance – What do you get for your Money?

Private medical insurance can have an number of benefits. Faster appointments, treatment in private hospitals, access to specialists – you can benefit from all of these things and many more. However, always do plenty of research before you decide on a policy as there are lots of different deals out there. Check exactly what you get for your money. Premiums can vary considerably, but what they include is also very different. They may or may not include additional options such as dental treatment or appointments with an optician. Check the excess. It might be the case that if excesses are very high, it might not be worth your while to have certain things covered by your policy. For example, if…