When looking for car insurance, you may see the term ‘no claims discount’ branded about a lot. If you don’t know what it means and what impact it could have on your insurance quote, read the rest of this post.

No claims discount is when you receive money off your car insurance quote for not making a claim against your policy. You would build a no claims history by driving for a period of time (minimum a year) without claiming on your insurance.

The discount after you obtain a years no claims discount is varied depending on which insurer you select and you can also protect the no claims, but always check if it works out worthwhile depending on price.