If you’re a young driver, you’ll know finding a reasonably priced insurance policy is tough. Insurance companies are hesitant to insure younger drivers on the cheap, as statistically young drivers are more likely to claim on an accident in the UK.

If you’re looking for a first car, then buy something cheap. There are 50 different car insurance groups from low to high. Go for a car which is in the one to five bracket, which should help lower your insurance costs.

After you pass your test, you may want to consider taking the Pass Plus scheme. This can also help lower your insurance costs, as certain Insurance companies offer discounts to drivers with the qualification. Beware though, as not all companies acknowledge the scheme.

Consider paying for your car insurance in one lump sum. Many people don’t realise that splitting car insurance payments monthly incurs interest, meaning you’re paying more than you have to.