There are many benefits of having pet insurance, but the most obvious benefit is that expensive veterinary bills will be paid straight away, leaving you with one less headache. The small monthly payments mean that, if a large sum needs to be paid to your vet, it can be done very quickly.
Vet bills are very expensive, so it can be hard to just have money put away for an emergency situation. It makes much more sense to pay into an insurance scheme for your pet, meaning that if your pet needs any treatment or surgery, you will not need to choose between its health and your financial situation.